• 			    No matter what type of loan you need, we have the right one for you!

    No matter what type of loan you need, we have the right one for you!

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our help.

    REFINANCING is easy with our help.

Get a Quote

Submit

Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application

Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Pre qualified Now

Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Learn More

Preparing for a Laguna Niguel Mortgage with Bank of England Mortgage

If you need a mortgage lender to finance your Laguna Niguel area home, we suggest that you begin speaking with Laguna Niguel mortgage brokers early in the search process.

A mortgage lender or broker may be hired by a private company or your local bank or credit union. A mortgage lender can speak with you regarding your finances and will be able to assist you in determining your actual buying amount. By consulting with a mortgage broker in advance, you can also request a pre-qualification for a mortgage, which gives you leverage during negotiations.

Our goal is a long-term relationship with each of our clients. Our reviews are also a declaration to our commitment to outstanding customer service.

We understand that selecting a mortgage can be one of the largest financial decisions of a persons’ life, and we’re committed to making the process as comfortable, and as valuable to you as possible. We pledge to do everything we can to assist you in finding the perfect loan. This will make the financing of your Laguna Niguel area home a more organized and comfortable process.

Money never sleeps. Neither should your lender! 

You know, we’ve learned something about mortgages over the years. People look for 3 things when they choose a Laguna Niguel mortgage lender. They look for a reputable mortgage lender, time in business, and of course, a low interest rate. We’ve also found that no other Laguna Niguel mortgage broker can offer all three.

Now you don't have to choose because we actually offer all 3! 

1. Great reputation - We have the highest 5-star rating with Zillow, Yelp, Facebook, and Bankrate. In addition, we also have an A+ rating with the Better Business Bureau. There are hundreds of outstanding reviews from our raving clients. Read them here: Testimonials

2. Time in business -  Our branch is powered by Bank of England Mortgage, an FDIC insured bank, has been serving the needs of customers since 1898. Our branch along with Bank of England Mortgage, allows you to gain access to a wide variety of offerings and take advantage of our unparalleled customer service. Our entire staff is federally licensed in accordance with the federal government’s S.A.F.E. Act.

3. Low rate - Nobody wants to pay too high of an interest rate on a loan. We don't have expensive ads, radio and television commercials, or billboards, so we pass that savings on to you. Our "hassle-free" loan process offers you a low rate available in the market.

Every home buyer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages combined with quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website, you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. 

Sweet loans. Sweet Dreams!

Laguna Niguel Mortgage - Moon over water

FHA Loans and VA Loans Laguna Niguel

Welcome to the official site of the Laguna Niguel office of Bank of England Mortgage. We are a full-service mortgage company. We specialize in FHA Loans, VA Loans, and Jumbo Loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Conventional

Refinancing? We can help you with that, too!

Our customers remain at the center of all we do, from our Online Mortgage Application and World Class customer service to our inside knowledge of Laguna Niguel and the surrounding areas. We're committed to providing the personal service that has made us one of the highest rated mortgage lenders in Laguna Niguel. We will find the perfect mortgage for you. 

We are mortgage lenders that offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: 

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HARP | Jumbo

What makes our branch with Bank of England Mortgage unique is that we offer the following niche programs as mortgage brokers: Credit Repair, Bank Statement Loans, and Stated Income.

Contact our office with Bank of England Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Buying or refinancing a home is a big deal, regardless if it’s your first home or not. We understand. As a result, we’ve built a mortgage company that places you at the center of everything we do.

Reach out to one of our mortgage professionals today!

Pre-qualify in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what our clients are saying:

Testimonials